Getting a Car for Christmas

Five years ago, my husband “gave” me a minivan for Christmas. Sure, it was fun to find the keys in my stocking and to put one of the children in the third row seat on the way to grandma’s, forcing him to stretch to touch his siblings. But it wasn’t all fun and games. On the way back from my in-laws’ house, I sheepishly asked:  So, how much are the payments? Gulp.  And then there is that pesky December registration renewal, which increases my already out-sized December expenditures and adds to my long year-end “to do” list. On top of that, my registration renewal wound up costing me an extra $8 last year. Read on to learn more about my total bill and how you can avoid the new late fee for registration renewals. 

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